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Loan Programs Overview   Black Line

PNC Bank has a variety of loan programs to meet your higher education financing needs.


Federal Stafford Loans

Federal Stafford Loans*

The Federal Stafford Loan is a low-interest education loan designed for undergraduate and graduate students. This is a "government loan" meaning that it is guaranteed (or insured) by the federal government. PNC Bank makes it even more affordable with money-saving interest rate reductions.

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The Federal Parent Loan for Undergraduate Students (PLUS)

Federal Parent Loan for Undergraduate Students (PLUS)

The Federal Parent Loan for Undergraduate Students (PLUS) is an affordable, low-interest loan designed to help parents pay for their child's education. This is a "government loan" meaning that it is guaranteed (or insured) by the federal government. Parents may borrow up to the total cost of education less any financial aid. PNC Bank make it even more affordable with money-saving interest rate reductions.

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The Federal Graduate PLUS Loan

The Federal Graduate PLUS Loan

As a result of the Higher Education Reconciliation Act (HERA) of 2005, graduate or professional students are be eligible to borrow under the Federal PLUS Loan Program. The Federal Graduate PLUS Loan is an affordable, low-interest loan designed to help graduate/professional students pay for their education. PNC Bank make it even more affordable with money-saving interest rate reductions.

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The Resource Loan® for Undergraduate Students

The Resource Loan® for Undergraduate Students

Do you still need money for school after all of your financial aid has been applied? The Resource Loan® for Undergraduate Students may be your answer.

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The Resource Loan® for Graduate Students.

The Resource Loan® for Graduate Students

Need help meeting the rising costs of a graduate education? The Resource Loan® for Graduate Students may be your answer.

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Enrolled less than half-time? PNC can help.

The PNC Bank Continuing Education Loan

Attending school less than half-time because of your busy schedule? Or are you enrolled in a non-degree or certificate program? The PNC Bank Continuing Education Loan can help you pay for your tuition and other miscellaneous costs associated with your studies.

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Health and Medical Professions Loan

The PNC Bank Health and Medical Profession Loan

Whether you are a graduate or professional student enrolled in a degree or certificate program — or an undergraduate student enrolled in a health-related discipline — we have a low-cost solution for you. Even during your residency program.

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The K-12 Resource Loan®

The PNC Bank K-12 Resource Loan®

The PNC Bank K-12 Resource Loan® is an alternative way for parents to finance their child's private elementary or secondary education.



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Federal Consolidation Loans - Fixed rate. Low monthly payment.

The Federal Consolidation Loan*

Multiple government loans? Consolidate your loans to lower your monthly payment and extend your repayment period. Take advantage of our benefits to lower your rate and save money!

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Most loans are subject to credit approval. Loans marked with an asterisk (*) are not subject to credit approval.
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